Emergency Access is being built to turn verified rental behavior into access to emergency credit, without requiring property owners to become lenders.
View partner demo →Rental history is one signal among several and does not guarantee approval.
Your residents build a rental history every month. Emergency Access is exploring how that behavior could help qualifying residents access emergency credit when unexpected expenses arise.
For property teams, that creates a potential resident benefit without requiring you to become the lender.
Why property partners care
Emergency Access is being designed as a financial benefit connected to something residents already do every month: pay rent.
Offer a financial benefit connected directly to the resident's relationship with your property.
Give qualifying residents another potential option when unexpected expenses arise.
Emergency Access is being designed to fit into existing resident experiences while the lending partner handles eligibility, underwriting and credit decisions.
How it works
Residents choose to participate in Emergency Access.
Eligible rental payment history becomes one input into determining eligibility.
A regulated lending partner would handle underwriting and credit decisions.
If approved, the resident could maintain access to a small emergency credit facility and draw from it when needed.
Residents continue paying rent normally.
Emergency Access does not require the property to lend money to residents.
What changes for your team?
Emergency credit would be provided through a regulated financial partner.
Eligibility and credit decisions would be handled by the lending partner.
Residents continue paying rent through the property's existing process.
Designed to fit your existing experience
Emergency Access is being designed to meet properties where they already operate.
Emergency Access could be embedded or white-labeled within your existing resident experience.
Residents could use an Emergency Access-branded experience directly.
Illustrative integration model. Specific integrations would depend on the property-management platform and implementation partner.
Pay your rent on time. Build access to emergency cash.
Emergency Access
$500
Available to use
Illustrative preview.
We're speaking with multifamily owners and operators interested in exploring Emergency Access with residents at a select property.
As an early design partner, you'd help us understand what would need to be true operationally for Emergency Access to work for both residents and property teams.
We're exploring how to make it more useful.